PPF Calculator
Project Public Provident Fund returns with up-to-date compounding annual interest rules.
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Maximum statutory deduction under Section 80C is capped at ₹1,50,000 per financial year.
Public Provident Fund accounts are categorized under EEE (Exempt-Exempt-Exempt) tax rules: deposits are exempt from tax under Section 80C, interest earned is tax-free, and maturity payouts are completely exempt from taxation. Interest is compounded annually.
₹40,68,209
Based on 15 years of deposits
₹22,50,000
₹18,18,209
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Annual Balance Growth Breakdown
| Year | Opening Balance | Deposit | Interest Earned | Closing Balance |
|---|---|---|---|---|
| 1 | ₹0 | ₹1,50,000 | +₹10,650 | ₹1,60,650 |
| 2 | ₹1,60,650 | ₹1,50,000 | +₹22,056 | ₹3,32,706 |
| 3 | ₹3,32,706 | ₹1,50,000 | +₹34,272 | ₹5,16,978 |
| 4 | ₹5,16,978 | ₹1,50,000 | +₹47,355 | ₹7,14,334 |
| 5 | ₹7,14,334 | ₹1,50,000 | +₹61,368 | ₹9,25,701 |
| 6 | ₹9,25,701 | ₹1,50,000 | +₹76,375 | ₹11,52,076 |
| 7 | ₹11,52,076 | ₹1,50,000 | +₹92,447 | ₹13,94,524 |
| 8 | ₹13,94,524 | ₹1,50,000 | +₹1,09,661 | ₹16,54,185 |
| 9 | ₹16,54,185 | ₹1,50,000 | +₹1,28,097 | ₹19,32,282 |
| 10 | ₹19,32,282 | ₹1,50,000 | +₹1,47,842 | ₹22,30,124 |
| 11 | ₹22,30,124 | ₹1,50,000 | +₹1,68,989 | ₹25,49,113 |
| 12 | ₹25,49,113 | ₹1,50,000 | +₹1,91,637 | ₹28,90,750 |
| 13 | ₹28,90,750 | ₹1,50,000 | +₹2,15,893 | ₹32,56,643 |
| 14 | ₹32,56,643 | ₹1,50,000 | +₹2,41,872 | ₹36,48,515 |
| 15 | ₹36,48,515 | ₹1,50,000 | +₹2,69,695 | ₹40,68,209 |
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