SwiftCalc

NPS Calculator

Estimate your retirement pension fund value and monthly pension using the National Pension System.

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₹10,000
10%
25 Years
60 Years
40%
6%
NPS Withdrawal Guidelines

At the age of 60 (retirement), you can withdraw up to 60% of the maturity corpus completely tax-free as a lump sum. The remaining minimum 40% must be used to purchase a life annuity plan to yield a taxable monthly pension.

Retirement Fund Corpus

₹3,82,82,767

Accumulated at age 60

Deposited: 11%Gain: 89%
Total Deposited

₹42,00,000

Interest Compounded

+₹3,40,82,767

Maturity Allocation Split

Tax-Free Lumpsum Payout (60%)

Available to withdraw instantly at retirement

₹2,29,69,660
Annuity Pension Fund (40%)

Mandatorily locked to generate monthly income

₹1,53,13,107
Estimated Monthly Pension

At 6% annuity interest rate

₹76,566 / mo
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