Quick Answer — Delhi NCR
Today's gold loan rate in Delhi NCR: about ₹8,113/gram for 22K gold (75% LTV). 24K gold: ₹8,850/gram.
Gold Loan Calculator in Delhi NCR
Calculate your gold loan eligibility in Delhi NCR. Live per-gram values, SBI/HDFC/Muthoot rates, and RBI 75% LTV rules.
Pre-filled with today's market rate — override if your lender quoted differently.
RBI maximum is 75%. Some banks apply lower LTV for small amounts.
Banks: 8.5–16%. NBFCs: 12–29%.
Breakdown of Loan vs Interest
Other Related Tools
EMI Calculator
Calculate loan EMIs, interest payouts, and monthly schedules.
SIP Calculator
Estimate mutual fund returns over time via monthly investments.
GST Calculator
Add or remove Indian GST with customizable tax slabs.
Fixed Deposit (FD) Calculator
Determine maturity amounts and interest earned on FDs.
PPF Calculator
Calculate Public Provident Fund maturity returns.
NPS Calculator
Estimate pension corpus and monthly payouts.
Gratuity Calculator
Calculate payable corporate gratuity payouts.
Recurring Deposit (RD) Calculator
Calculate returns on regular monthly RD investments.
Home Loan Eligibility
Estimate eligible loan amounts based on salary.
Stamp Duty Calculator
Calculate property registration stamp fees by state.
Personal Loan Calculator
Plan short-term unsecured personal loan EMIs.
Car Loan Calculator
Calculate monthly payments for vehicle loans.
Education Loan Calculator
Plan student loan interest and moratorium schedules.
Mutual Fund Returns
Estimate absolute, annualized, and CAGR returns.
Loan Tenure Calculator
Calculate how long it takes to clear outstanding loans.
Prepayment Calculator
Find out how much interest you save via prepayments.
Retirement Planner
Plan savings needed for post-retirement life.
Net Worth Calculator
Tally your assets and liabilities to find net worth.
Dividend Calculator
Estimate dividend yield and passive stock income.
CIBIL Score Explainer
Learn how score ranges impact loan approvals.
Rental Yield Calculator
Calculate gross and net annual rental yield.
Rent vs Buy Calculator
Compare renting costs vs buying a house.
Gold Loan Market in Delhi NCR
Delhi's Karol Bagh and Chandni Chowk bullion markets drive competitive per-gram loan rates. Delhi lenders including PNB and SBI heavily discount per-gram value below 8 grams, so Jewellers' hallmarked 22K pieces fetch best value.
| Gold Weight | 22K Loan Value (75% LTV) | Monthly Interest @9% |
|---|---|---|
| 5 grams | ₹40,565 | ₹304 |
| 8 grams | ₹64,904 | ₹487 |
| 10 grams | ₹81,130 | ₹608 |
| 20 grams | ₹1,62,260 | ₹1,217 |
| 50 grams | ₹4,05,650 | ₹3,042 |
Rates as of October 2026 at RBI maximum 75% LTV. Actual per-gram values in Delhi NCR vary by lender appraisal and jewellery purity.