NPS Calculator
Estimate your retirement pension fund value, annuity corpus, and monthly pension using the National Pension System (NPS) parameters.
NPS Tax Benefits Summary
1. Section 80CCD(1): Deduction on self contributions up to 10% of salary (basic + DA) or 20% of gross income. Combined limit with Section 80C is ₹1.5 Lakhs. (Old Regime only)
2. Section 80CCD(1B): Additional deduction of up to ₹50,000 for voluntary self contributions, over and above the ₹1.5 Lakhs 80C limit. (Old Regime only)
3. Section 80CCD(2): Employer contributions up to 10% of salary (14% for Government sector) are fully tax-exempt and deductible. Available in both Old and New Tax Regimes.
₹3,82,82,767
Accumulated at age 60 (Tenure: 35 Years)
₹42,00,000
+₹3,40,82,767
Maturity Allocation Split
Available to withdraw instantly at retirement
Mandatorily locked to generate monthly income
At 6% annuity interest rate
Annuity Payout Estimator
Compare estimated monthly pension payouts across standard annuity schemes based on your ₹1,53,13,107 annuity corpus:
| Pension Scheme Option | Est. Rate | Monthly Pension |
|---|---|---|
| Life AnnuityPays pension for life; stops on death | 7.0% | ₹89,326 |
| Joint Life AnnuityPension continues to spouse after death | 6.2% | ₹79,118 |
| Annuity with Return of PremiumPays pension; refunds initial corpus on death | 5.5% | ₹70,185 |
Grow Your Business Online
Other Related Tools
EMI Calculator
Calculate loan EMIs, interest payouts, and monthly schedules.
SIP Calculator
Estimate mutual fund returns over time via monthly investments.
GST Calculator
Add or remove Indian GST with customizable tax slabs.
Fixed Deposit (FD) Calculator
Determine maturity amounts and interest earned on FDs.
PPF Calculator
Calculate Public Provident Fund maturity returns.
Gratuity Calculator
Calculate payable corporate gratuity payouts.
Recurring Deposit (RD) Calculator
Calculate returns on regular monthly RD investments.
Home Loan Eligibility
Estimate eligible loan amounts based on salary.
Stamp Duty Calculator
Calculate property registration stamp fees by state.
Gold Loan Calculator
Estimate loan value against gold weight.
Personal Loan Calculator
Plan short-term unsecured personal loan EMIs.
Car Loan Calculator
Calculate monthly payments for vehicle loans.
Education Loan Calculator
Plan student loan interest and moratorium schedules.
Mutual Fund Returns
Estimate absolute, annualized, and CAGR returns.
Loan Tenure Calculator
Calculate how long it takes to clear outstanding loans.
Prepayment Calculator
Find out how much interest you save via prepayments.
Retirement Planner
Plan savings needed for post-retirement life.
Net Worth Calculator
Tally your assets and liabilities to find net worth.
Dividend Calculator
Estimate dividend yield and passive stock income.
CIBIL Score Explainer
Learn how score ranges impact loan approvals.
Rental Yield Calculator
Calculate gross and net annual rental yield.
Rent vs Buy Calculator
Compare renting costs vs buying a house.