Quick Answer
30 grams of 22K gold gets you a maximum gold loan of ₹2,43,390 today (75% LTV at ₹8,113/gram). 24K gold: ₹2,65,500.
Gold Loan Calculator — 30 Grams
Interactive calculator for 30 grams of gold. Change purity and rate to get your exact eligible amount.
Default is 30 grams — adjust freely.
Pre-filled with today's market rate — override if your lender quoted differently.
RBI maximum is 75%. Some banks apply lower LTV for small amounts.
Banks: 8.5–16%. NBFCs: 12–29%.
Breakdown of Loan vs Interest
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30 Gram Gold Loan Breakdown — By Purity
| Purity | Per Gram Loan Value | Max Loan (30g) | Monthly Interest @9% |
|---|---|---|---|
| 24K (99.9%) | ₹8,850 | ₹2,65,500 | ₹1,991 |
| 22K (91.6%) | ₹8,113 | ₹2,43,390 | ₹1,825 |
Based on RBI maximum 75% LTV at 9% p.a. simple interest. Rates updated 2026-10-10 — verify with your lender before applying.
Which Bank Gives the Best Loan on 30 Grams of Gold?
| Bank / NBFC | Interest Rate (p.a.) | Max Loan on 30g |
|---|---|---|
| SBI (State Bank) | 8.75–9.60% | ₹2,43,390 |
| Federal Bank | 8.50–9.50% | ₹2,43,390 |
| HDFC Bank | 10–16% | ₹2,43,390 |
| Axis Bank | 13–14.5% | ₹2,43,390 |
| ICICI Bank | 10–18% | ₹2,43,390 |
| Muthoot Finance | 12–26% | ₹2,43,390 |
| Manappuram Gold | 12–29% | ₹2,43,390 |
| IIFL Finance | 11–27% | ₹2,43,390 |
| Kotak Mahindra | 10–17% | ₹2,43,390 |