SwiftCalc

PPF Calculator

Project Public Provident Fund returns with up-to-date compounding annual interest rules.

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₹1,50,000

Maximum statutory deduction under Section 80C is capped at ₹1,50,000 per financial year.

7.1%
15 Years
PPF Account Tax Rules (EEE)

Public Provident Fund accounts are categorized under EEE (Exempt-Exempt-Exempt) tax rules: deposits are exempt from tax under Section 80C, interest earned is tax-free, and maturity payouts are completely exempt from taxation. Interest is compounded annually.

Total Maturity Value

₹40,68,209

Based on 15 years of deposits

Invested: 55%Interest: 45%
Total Deposited

₹22,50,000

Interest Earned

₹18,18,209

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Annual Balance Growth Breakdown

YearOpening BalanceDepositInterest EarnedClosing Balance
1₹0₹1,50,000+₹10,650₹1,60,650
2₹1,60,650₹1,50,000+₹22,056₹3,32,706
3₹3,32,706₹1,50,000+₹34,272₹5,16,978
4₹5,16,978₹1,50,000+₹47,355₹7,14,334
5₹7,14,334₹1,50,000+₹61,368₹9,25,701
6₹9,25,701₹1,50,000+₹76,375₹11,52,076
7₹11,52,076₹1,50,000+₹92,447₹13,94,524
8₹13,94,524₹1,50,000+₹1,09,661₹16,54,185
9₹16,54,185₹1,50,000+₹1,28,097₹19,32,282
10₹19,32,282₹1,50,000+₹1,47,842₹22,30,124
11₹22,30,124₹1,50,000+₹1,68,989₹25,49,113
12₹25,49,113₹1,50,000+₹1,91,637₹28,90,750
13₹28,90,750₹1,50,000+₹2,15,893₹32,56,643
14₹32,56,643₹1,50,000+₹2,41,872₹36,48,515
15₹36,48,515₹1,50,000+₹2,69,695₹40,68,209

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