Quick Answer — Bangalore / Bengaluru
Today's gold loan rate in Bangalore / Bengaluru: about ₹8,113/gram for 22K gold (75% LTV). 24K gold: ₹8,850/gram.
Gold Loan Calculator in Bangalore / Bengaluru
Calculate your gold loan eligibility in Bangalore / Bengaluru. Live per-gram values, SBI/HDFC/Muthoot rates, and RBI 75% LTV rules.
Pre-filled with today's market rate — override if your lender quoted differently.
RBI maximum is 75%. Some banks apply lower LTV for small amounts.
Banks: 8.5–16%. NBFCs: 12–29%.
Breakdown of Loan vs Interest
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Gold Loan Market in Bangalore / Bengaluru
Bengaluru has a huge 22K jewellery market around Chickpet. Most SBI & Muthoot branches in Karnataka follow RBI's 75% LTV cap with fast 1-hour appraisals at NBFC branches in Jayanagar and Malleshwaram.
| Gold Weight | 22K Loan Value (75% LTV) | Monthly Interest @9% |
|---|---|---|
| 5 grams | ₹40,565 | ₹304 |
| 8 grams | ₹64,904 | ₹487 |
| 10 grams | ₹81,130 | ₹608 |
| 20 grams | ₹1,62,260 | ₹1,217 |
| 50 grams | ₹4,05,650 | ₹3,042 |
Rates as of October 2026 at RBI maximum 75% LTV. Actual per-gram values in Bangalore / Bengaluru vary by lender appraisal and jewellery purity.